Why is the minimum age for guaranteed issue life insurance start at age 40? What is the logic behind this?

Why is there anti-selection involved for age <40 on guaranteed issue plans?

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Single-Premium Life Insurance

Provide the family or charity with a later payment, single-premium life insurance may be the ideal product for you. The minimum investment payment is usually $5,000.

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Add private-sector jobs, not more bureaucrats - Sarasota Herald-Tribune


Civil service jobs provide security, guaranteed life insurance, health benefits, the unbeatable retirement plans and virtual immunity from being fired. It is difficult for private-sector businesses to match that kind of competition.

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Alexandrescu, AIG: Insurance market will slide into idleness in 2009 - Wall-Street


Wall-Street


We will everything possible to defend our leading position in guaranteed life insurance market,” said Alexandrescu. Thus, AIG Life Insurance Romania announced revenue of 62 mln lei at end-2008 or 16.8 mln euros, double from 30.93 mln lei a year earlier

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