Life Insurance News And Articles
Why Life Insurance Agents Should Own Up to Mistakes
We all make mistakes in our business from time to time… We may miss a deadline, delete an important file or foul up a project…or whatever.
The question is how we handle them when they happen. And just for the record, life insurance agents are NOT supposed to [...]
Question by itsjunglepat: Life insurance annuity legalities upon passing?
A mother starts a life insurance annuity on her daughter making herself beneficiary (I believe this is an annuity as it is being saved in an account) Upon the mother’s passing, the mother is in debt. Is the survivor daughter required to switch over the [...]
What is Level Life Insurance?
Mortgage insurance is level term life insurance that protects the home. In case of death, life insurance can be used to pay off the mortgage on your house so that your loved ones will own their home free and clear and can continue to live in familiar surroundings.
Is your home your [...]
Life Insurance?s Split Annuities
Life insurance is not only a protection for your loved ones but also an investment. Annuities provide you with the possibility to obtain a source of income from a life insurance special contract by paying an insurance premium or premiums. That way within a single insurance policy the insurer protects himself by [...]
Actuarial Aspects of Individual Life Insurance and Annuity Contracts
This text focuses on the relationships among the various types of values that are associated with individual life and annuity contracts.
For the experienced actuary or someone switching careers into the individual life business, this text provides a comprehensive summary of current actuarial practice in the design, pricing [...]
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